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IRAs

It's never too early to start saving for your retirement or for your child's education. Open an IRA at NCPD Federal Credit Union today and start saving for the future.

Traditional and Roth IRAs

Traditional IRAs are tax-deferred accounts allowing for investments of pretax income.

Roth IRAs allow for investments of after-tax income to be invested.

  • $5.00 minimum opening deposit for Traditional, Roth or Education IRA

  • Competitive dividend rates

  • All IRAs are Federally Insured up to $250,000

  • Dividends calculated daily, compounded quarterly, posted quarterly

  • Contributions can be made in person, by payroll-deduction or by automatic transfer from another NCPD Federal Credit Union account

Coverdell Education IRA offered for child's education expenses

  • Contributions are non-deductible

  • Distributions/withdrawals may be penalty-free and/or tax-free