Savings Accounts
Your Future
Just Got Brighter
Read FAQs
Savings Accounts
Your Future
Just Got Brighter
Share Savings Account
Get a convenient way to save while opening up all the benefits of membership in NCPD FCU. With a low minimum opening deposit and competitive dividend rates, this account propels you toward stronger financial health.
See RatesYouth Savings Account
Teach your children the value of saving while they’re young. They’ll earn a special introductory rate on their first $1,000 on deposit, and their account will automatically convert to a Share Savings Account when they
turn 18.
Holiday Club Account
Start your holiday season strong by saving for it year-round. Funds are automatically transferred from your Holiday Club Account to your Share Savings Account in October – just in time for holiday shopping.
See Rates Share Savings AccountGrow savings for | Youth Savings AccountBuild your little one’s | Holiday Club AccountSave for the holiday | |
---|---|---|---|
On-demand access to funds | |||
Shared Branching access | |||
Online and Mobile Banking | |||
Competitive dividend rates | |||
Dividends compounded quarterly | |||
Higher rate for the first $1,000 | |||
No fees | |||
Minimum opening deposit | $5.00 | $5.00 | $5.00 |
long-term goals.
On-demand access to funds | |
---|---|
Shared Branching access | |
Online and Mobile Banking | |
Competitive dividend rates | |
Dividends compounded quarterly | |
Higher rate for the first $1,000 | |
No fees | |
Minimum opening deposit | $5.00 |
financial habits.
On-demand access to funds | |
---|---|
Shared Branching access | |
Online and Mobile Banking | |
Competitive dividend rates | |
Dividends compounded quarterly | |
Higher rate for the first $1,000 | |
No fees | |
Minimum opening deposit | $5.00 |
season year-round.
On-demand access to funds | |
---|---|
Shared Branching access | |
Online and Mobile Banking | |
Competitive dividend rates | |
Dividends compounded quarterly | |
Higher rate for the first $1,000 | |
No fees | |
Minimum opening deposit | $5.00 |
Calculate Your Future
Use our convenient calculators to inform your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
Calculators“I called to get copies of my account for the past 5 years, and Laura had everything ready to be mailed by end of the day. That was amazing to me.”
– Pat
Calculate Your Future
Use our convenient calculators to inform your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
Calculators“I called to get copies of my account for the past 5 years, and Laura had everything ready to be mailed by end of the day. That was amazing to me.”
– Pat
More to Know
Share Insurance
Your account is federally insured by the National Credit Union Share Insurance Fund from the National Credit Union Administration (NCUA). The standard share insurance amount is $250,000 per share owner for each ownership category.
Visit MyCreditUnion.gov/estimator to compute your coverage.
Payroll Deduction
Automatically deduct a set amount from each paycheck to be deposited into the NCPD FCU account of your choice. Arrange this through your employer to effortlessly grow your savings.
Direct Deposit
Have any source of regular income deposited directly into the NCPD FCU account of your choice with Direct Deposit for simple, fast access to your money.
Frequently Asked Questions
Dividends are declared at the end of each quarter for the prior three months. You can see the most recent rates online. See Rates
Direct Deposit may be established through your employer by providing them with your NCPD FCU account number and our routing number, which is 221476701.
If you are an employee of the Nassau County Police Department, send us a Direct Deposit form instead of contacting your employer. Employees of other law enforcement agencies should contact us for instructions.
To arrange Direct Deposit of your Social Security check, simply contact the Social Security Administration at 1-800-772-1213 or online at www.ssa.gov/deposit. You will need to provide your Social Security number, your account information, and NCPD FCU’s routing number (221476701).
To arrange Direct Deposit of your NCPD pension, contact the New York State Pension Office
at 518-474-7736, and provide them with your Social Security number, account information, and NCPD FCU routing number (221476701).
If you aren’t near an NCPD FCU branch, you can make deposits through:
- Automated Clearing House (ACH) transactions
- Shared Branching Network locations
- Mobile Check Deposit, which allows you to deposit checks using
the NCPD FCU Mobile Banking App
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsFrequently Asked Questions
Dividends are declared at the end of each quarter for the prior three months. You can see the most recent rates online. See Rates
Direct Deposit may be established through your employer by providing them with your NCPD FCU account number and our routing number, which is 221476701.
If you are an employee of the Nassau County Police Department, send us a Direct Deposit form instead of contacting your employer. Employees of other law enforcement agencies should contact us for instructions.
To arrange Direct Deposit of your Social Security check, simply contact the Social Security Administration at 1-800-772-1213 or online at www.ssa.gov/deposit. You will need to provide your Social Security number, your account information, and NCPD FCU’s routing number (221476701).
To arrange Direct Deposit of your NCPD pension, contact the New York State Pension Office
at 518-474-7736, and provide them with your Social Security number, account information, and NCPD FCU routing number (221476701).
If you aren’t near an NCPD FCU branch, you can make deposits through:
- Automated Clearing House (ACH) transactions
- Shared Branching Network locations
- Mobile Check Deposit, which allows you to deposit checks using
the NCPD FCU Mobile Banking App
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsMore for
Your Life
Have other goals? You’ve
got options.
HELOC
Checking
Mobile Banking
Credit Cards
Auto Loans
Personal Loans
Big plans? Surprise expenses? Enjoy a smoother financial journey with the right loan:
- Personal loans up to $30,000 with flexible repayment terms
- Share secured loans to help rebuild your credit
- Overdraft protection lines of credit to prevent financial hiccups