10-, 15-, 20-, and
30-year terms
Competitive
rates
No
fees
Up to 95%
purchase financing
Refinancing up to
75% of value
Banking anywhere else would be a crime!
“They always go above and beyond.”
– Joseph H.
Banking anywhere else would be a crime!
“They always go above and beyond.”
– Joseph H.
More to Know
Property Requirements
NCPD Federal Credit Union is proud to help our members secure their dream homes in the heart of our beautiful area. To secure a mortgage, the property you hope to purchase or refinance must:
- Be your primary residence
- Be located in Nassau, Suffolk, or Westchester County or New York City
We may also offer financing for primary and vacation homes in Florida. Connect with us to learn more.
Impeccable Service
Benefit from personalized, one-on-one service from the same skilled NCPD
FCU employee throughout your entire mortgage experience. From applying to closing, we’ll be with you every step
of the way.
Your Mortgage
Your Way
Take advantage of financing that truly works for you. NCPD Federal Credit Union offers adjustable-rate and fixed-rate mortgages, giving you the power to choose what fits your needs – plus the
low rates you can expect from NCPD FCU.
Frequently Asked Questions
The rates for NCPD Federal Credit Union products are updated regularly online.
If you’ve secured a fixed-rate mortgage from NCPD FCU, your rate should be detailed
on your paperwork, or you can check with your loan originator.
Before applying for a home loan, it’s generally wise to collect documentation that provides a full financial picture, including account statements, paper or electronic pay stubs, and tax documents. It might also be helpful to check your credit standing and work to improve it before applying.
For details on how to prepare for homebuying and what to expect from your journey,
download our PDF.
NCPD Federal Credit Union mortgages have no application fees, so your money stays with you – right where it belongs.
No! If the rate changes between the time you apply for financing and the issuance of the loan commitment letter, you will get the lower of the rates.
Absolutely. At NCPD Federal Credit Union, we strive to make member experiences as straightforward and stress-free as possible. You’ll receive personalized, one-on-one service and support from the same skilled NCPD FCU specialist throughout your entire mortgage experience. Dedicated to you, they’ll follow you from application to closing, answering your questions, setting your expectations, and walking you through the process.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsFrequently Asked Questions
The rates for NCPD Federal Credit Union products are updated regularly online.
If you’ve secured a fixed-rate mortgage from NCPD FCU, your rate should be detailed
on your paperwork, or you can check with your loan originator.
Before applying for a home loan, it’s generally wise to collect documentation that provides a full financial picture, including account statements, paper or electronic pay stubs, and tax documents. It might also be helpful to check your credit standing and work to improve it before applying.
For details on how to prepare for homebuying and what to expect from your journey,
download our PDF.
NCPD Federal Credit Union mortgages have no application fees, so your money stays with you – right where it belongs.
No! If the rate changes between the time you apply for financing and the issuance of the loan commitment letter, you will get the lower of the rates.
Absolutely. At NCPD Federal Credit Union, we strive to make member experiences as straightforward and stress-free as possible. You’ll receive personalized, one-on-one service and support from the same skilled NCPD FCU specialist throughout your entire mortgage experience. Dedicated to you, they’ll follow you from application to closing, answering your questions, setting your expectations, and walking you through the process.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsMore for
Your Life
Have other goals? You’ve
got options.
Calculators
Checking
Certificates
Mobile Banking
Shared Branching
Individual Retirement Accounts
Grow your future with competitive Traditional and Roth IRA options, or save for your child’s education with a Coverdell Education IRA, also known as a Coverdell Education Savings Account.
- $5 minimum opening deposit
- Competitive rates
- Dividends declared quarterly
