Lending a Helping Hand with LI Cares
Temperatures Are Dropping. So Are Our Auto Loan Rates.
*Offer valid 10/1/26–12/31/26. APR is Annual Percentage Rate. Additional terms and conditions apply. See the full disclosure on the Auto Loans page.
A Smart Start Comes With $150.
*Offer valid 10/1/26–12/31/26. Eligibility and account requirements apply. See the full disclosure on the Youth Accounts page.
$15,000 Toward Your First Home*
*Borrowers must be in good standing with the Credit Union within the last 6 months. Borrowers must remain in the home for 5 years. Borrowers who do not live in the house for at least 5 years after closing must repay all or part of the funds granted. Funding of the grant is on a first-come, first-served basis. The Credit Union’s grant can’t be combined with other grants.
Double Points
Are in Season
*Offer valid 9/1/26–12/31/26. All credit card holders are eligible. See full terms of service at visasignatureconcierge.com.
A Smart Start for Young Savers
Special rate limited to one Youth Savings Account per minor. All Youth Savings Accounts convert to a regular Share Savings Account at age 22. NCPD FCU will deposit the first $50 for Youth Savings Accounts.
1.61%
APY*
SHARE
SAVINGS
4.15%
APY*
6-MONTH
CERTIFICATE
6.500%
APR*
1-5 YEAR HOME
EQUITY LOAN
6.762%
APR*
30-YEAR FIXED
RATE 1st MORTGAGE
1.61%
APY*
SHARE
SAVINGS
4.15%
APY*
6-MONTH
CERTIFICATE
6.500%
APR*
1-5 YEAR HOME
EQUITY LOAN
6.762%
APR*
30-YEAR FIXED
RATE 1st MORTGAGE
* APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time. See Credit Union for details.
HELOC
Get quick cash to access for unexpected expenses, home renovations, debt consolidation, and more.
Unlock the equity in your home and borrow funds as needed with a flexible, competitive home equity line
of credit.
Credit Cards
Explore three NCPD FCU Visa® Credit Cards, all with no annual fees, competitive rates, and built-in rewards.
Learn More
Share Savings
Become a member of NCPD FCU and enjoy competitive rates, low fees, quality service, and valuable products.
Open a Share Savings account to join NCPD FCU and begin advancing your financial goals.
Learn More
First Mortgage Loans
Secure financing for your dream home with minimal fees, flexible terms, and the option of co-op financing.
Meet your home purchasing or refinancing goals with
10- to 30-year mortgage loan options.
New Recruit Loan
Manage the initial expenses of your new profession with
a $5,000 loan that offers 0% interest for two years.
Ease your career transition with a loan designed for those attending the police academy.
Learn MoreExplore Your Options
Get to know products that can enhance your finances.
HELOC
Credit Cards
Share Savings
First Mortgage Loans
New Recruit Loan
Explore Your Options
Get to know products that can enhance your finances.
HELOC
Credit Cards
Share Savings
First Mortgage Loans
New Recruit Loan
Why Choose NCPD FCU?
We’re a credit union that understands your financial needs. With decades of experience, robust financial strength, and a commitment to our community, NCPD FCU is dedicated to providing reliable, efficient services that make a difference.
15,760+
Members Served
80+
Years of Service
$880M+
In Assets
$17,000
Scholarship Awards
Why Choose NCPD FCU?
We’re a credit union that understands your financial needs. With decades of experience, robust financial strength, and a commitment to our community, NCPD FCU is dedicated to providing reliable, efficient services that make a difference.
Protect. Grow. Thrive.
Discover more of the value NCPD FCU provides our members.
Security
Shared Branching
Community Impact
Calculators
Scholarships
Digital Banking
Stay on top of your finances, wherever life takes you.
- View balances, transfer funds, and more with
Online Banking - Manage your finances on the go with our highly rated Mobile Banking App
- Track your spending habits, budgets, and goals with
Money Management
