Earn a $100 Gift Card With a New Auto Loan.
*Offer valid 7/1/26–9/30/26. Available on new auto loans only; not valid for used auto loans or refinancing. Loan must be approved and funded to receive the $100 gift card. Bonus is considered interest and will be reported on IRS Form 1099-INT. The primary account owner is responsible for any applicable taxes. Membership and credit approval required. See Credit Union for details.
Earn 5,000 Points* With a New Visa® Credit Card.
*Offer valid 4/1/26–9/25/26. Existing credit card holders are not eligible.
Limit one per member. Credit approval required.
1.61%
APY*
SHARE
SAVINGS
4.00%
APY*
6-MONTH
CERTIFICATE
6.500%
APR*
1-5 YEAR HOME
EQUITY LOAN
6.136%
APR*
30-YEAR FIXED
RATE 1st MORTGAGE
1.61%
APY*
SHARE
SAVINGS
4.00%
APY*
6-MONTH
CERTIFICATE
6.500%
APR*
1-5 YEAR HOME
EQUITY LOAN
6.136%
APR*
30-YEAR FIXED
RATE 1st MORTGAGE
* APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time. See Credit Union for details.
HELOC
Get quick cash to access for unexpected expenses, home renovations, debt consolidation, and more.
Unlock the equity in your home and borrow funds as needed with a flexible, competitive home equity line
of credit.
Credit Cards
Explore three NCPD FCU Visa® Credit Cards, all with no annual fees, competitive rates, and built-in rewards.
Learn More
Share Savings
Become a member of NCPD FCU and enjoy competitive rates, low fees, quality service, and valuable products.
Open a Share Savings account to join NCPD FCU and begin advancing your financial goals.
Learn More
First Mortgage Loans
Secure financing for your dream home with minimal fees, flexible terms, and the option of co-op financing.
Meet your home purchasing or refinancing goals with
10- to 30-year mortgage loan options.
New Recruit Loan
Manage the initial expenses of your new profession with
a $2,000 loan that offers 0% interest for two years.
Ease your career transition with a loan designed for those attending the police academy.
Learn MoreExplore Your Options
Get to know products that can enhance your finances.
HELOC
Credit Cards
Share Savings
First Mortgage Loans
New Recruit Loan
Explore Your Options
Get to know products that can enhance your finances.
HELOC
Credit Cards
Share Savings
First Mortgage Loans
New Recruit Loan
Why Choose NCPD FCU?
We’re a credit union that understands your financial needs. With decades of experience, robust financial strength, and a commitment to our community, NCPD FCU is dedicated to providing reliable, efficient services that make a difference.
15,760+
Members Served
80+
Years of Service
$880M+
In Assets
$17,000
Scholarship Awards
Why Choose NCPD FCU?
We’re a credit union that understands your financial needs. With decades of experience, robust financial strength, and a commitment to our community, NCPD FCU is dedicated to providing reliable, efficient services that make a difference.
Protect. Grow. Thrive.
Discover more of the value NCPD FCU provides our members.
Security
Shared Branching
Community Impact
Calculators
Scholarships
Digital Banking
Stay on top of your finances, wherever life takes you.
- View balances, transfer funds, and more with
Online Banking - Manage your finances on the go with our highly rated Mobile Banking App
- Track your spending habits, budgets, and goals with
Money Management
