Visa® Credit Cards

Low Rates. High Rewards.

Unleash the power of competitive rates, robust rewards, and plenty of perks with NCPD Federal Credit Union Visa® Credit Cards.
Compare Cards
Read FAQs

Visa® Credit Cards

Low Rates. High Rewards.

Unleash the power of competitive rates, robust rewards, and plenty of perks with NCPD Federal Credit Union Visa® Credit Cards.
Compare Cards Read FAQs

Visa® Platinum Classic

Flex your finances with a competitive rate.

Elite Preferred Visa® Signature

Enjoy luxury benefits and a reduced APR.

Fixed rate

11.95% APR

9.95% APR

No annual fee
25-day grace period
ScoreCard® Rewards
Cash back
Travel accident insurance
Compatible with SecurLOCK™ Equip
Exclusive travel offers
Premium benefits
Fixed rate

11.95% APR

No annual fee
25-day grace period
ScoreCard® Rewards
Cash back
Travel accident insurance
Compatible with SecurLOCK™ Equip
Exclusive travel offers
Premium benefits
Fixed rate

9.95% APR

No annual fee
25-day grace period
ScoreCard® Rewards
Cash back
Travel accident insurance
Compatible with SecurLOCK™ Equip
Exclusive travel offers
Premium benefits

Calculate Your Future

Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.

Calculators

“NCPD FCU always goes above and beyond to assist me.”

– Marie M.

Share Your Thoughts

Calculate Your Future

Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.

Calculators

“NCPD FCU always goes above and beyond to assist me.”

– Marie M.

Share Your Thoughts

More to Know

Shift. Save. Simplify.

Juggling multiple credit cards? Apply for an NCPD FCU Visa® Credit Card to consolidate them into one powerful card, with a low introductory 5.99% APR for six months and no balance transfer fees!

Already have one of our credit cards? Download the Visa® Balance Transfer Request Form and mail it to our Plainview location to shift other balances to your NCPD FCU Visa® Credit Card.

Score Big With ScoreCard® Rewards

Every purchase you make with your NCPD FCU Visa® Credit Card earns ScoreCard® Rewards, which can be redeemed for special offers on merchandise, travel, experiences, and cash back!

Log in to get started.

Know Your Rights

Please review the following credit card account disclosure and agreement documents carefully.

If you have any questions, please
contact us.

Frequently Asked Questions

 

Both products offer competitive rates and benefits. The Visa® Platinum Classic offers a fixed rate of 11.95% APR, while the Elite Preferred Visa® Signature boasts a lower fixed 9.95% APR, with exclusive travel offers and premium benefits at luxury properties booked through the Visa® Signature Luxury Hotel Collection.

Learn more about what else the Elite Preferred Visa® Signature card offers.

 

You can register for secure online access to your account (or log in, if you’ve already registered) through the eZCard online portal.

Gaining online access to your account allows you to view your statements, make payments, and analyze your spending habits safely and with ease.

 

If you have customer service concerns, need to activate your card, or need to report your card lost or stolen, contact Visa® at the following phone numbers:

 

Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card. Simply download, print, and complete the Visa Balance Transfer Request Form. You can drop it off in Mineola or Plainview, or mail it to our Plainview office at:

NCPD FCU
777 Old Country Road
Plainview, NY 11803

 

SecurLOCK™ Equip is a powerful mobile app designed to give you complete control over your credit card security. With just a few taps on your phone, you can:

  • Toggle your card on/off in real time
  • Set specific permissions for card use
  • Lock your card to prevent fraud if it is lost or stolen
  • Control spending with set limits on transactions or withdrawals
  • Tailor card use for online, mobile, or in-store purchases
  • Block international or specific area transactions
  • Receive real-time alerts for every transaction
  • Monitor spending, ideal for cards given to family members like college-bound children

Download SecurLOCK Equip™ for free from your app store and embrace the power to safeguard your card, right from the palm of your hand.

 

When you make a purchase with your NCPD Federal Credit Union credit card, you can earn ScoreCard® Rewards. ScoreCard® Rewards is a rewards program that allows you to earn points on qualifying purchases and redeem them for rewards like special offers on merchandise, airfare, hotels, vacation packages, and more.

Here are useful links about ScoreCard® Rewards:

Terms and Conditions
Log In
FAQ

 

If you need to open a Visa® Credit Card dispute, please fill out the NCPD FCU Visa® Credit Card Dispute Form and mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch.

 

Please complete the Visa® Fraud Information Form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.

 

You can request an increase to your Visa® credit card limit by completing the Request to Increase Credit Limit Form. Once completed, mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch. A member of our service team will contact you once your request is processed.

 

You can request to add authorized users or additional cardholders to your Visa® Credit Card account by completing the Request to Add Authorized User. Complete the form with the authorized user’s details, mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.

 

Get Answers. Get Started.

Our knowledgeable team is ready to help you realize your financial potential.

Find a Branch Contact Us

Frequently Asked Questions

 

Both products offer competitive rates and benefits. The Visa® Platinum Classic offers a fixed rate of 11.95% APR, while the Elite Preferred Visa® Signature boasts a lower fixed 9.95% APR, with exclusive travel offers and premium benefits at luxury properties booked through the Visa® Signature Luxury Hotel Collection.

Learn more about what else the Elite Preferred Visa® Signature card offers.

 

You can register for secure online access to your account (or log in, if you’ve already registered) through the eZCard online portal.

Gaining online access to your account allows you to view your statements, make payments, and analyze your spending habits safely and with ease.

 

If you have customer service concerns, need to activate your card, or need to report your card lost or stolen, contact Visa® at the following phone numbers:

 

Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card. Simply download, print, and complete the Visa Balance Transfer Request Form. You can drop it off in Mineola or Plainview, or mail it to our Plainview office at:

NCPD FCU
777 Old Country Road
Plainview, NY 11803

 

SecurLOCK™ Equip is a powerful mobile app designed to give you complete control over your credit card security. With just a few taps on your phone, you can:

  • Toggle your card on/off in real time
  • Set specific permissions for card use
  • Lock your card to prevent fraud if it is lost or stolen
  • Control spending with set limits on transactions or withdrawals
  • Tailor card use for online, mobile, or in-store purchases
  • Block international or specific area transactions
  • Receive real-time alerts for every transaction
  • Monitor spending, ideal for cards given to family members like college-bound children

Download SecurLOCK Equip™ for free from your app store and embrace the power to safeguard your card, right from the palm of your hand.

 

When you make a purchase with your NCPD Federal Credit Union credit card, you can earn ScoreCard® Rewards. ScoreCard® Rewards is a rewards program that allows you to earn points on qualifying purchases and redeem them for rewards like special offers on merchandise, airfare, hotels, vacation packages, and more.

Here are useful links about ScoreCard® Rewards:

Terms and Conditions
Log In
FAQ

 

If you need to open a Visa® Credit Card dispute, please fill out the NCPD FCU Visa® Credit Card Dispute Form and mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch.

 

Please complete the Visa® Fraud Information Form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.

 

You can request an increase to your Visa® credit card limit by completing the Request to Increase Credit Limit Form. Once completed, mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch. A member of our service team will contact you once your request is processed.

 

You can request to add authorized users or additional cardholders to your Visa® Credit Card account by completing the Request to Add Authorized User. Complete the form with the authorized user’s details, mail it to 777 Old Country Road, Plainview, NY 11803, or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.

 

Get Answers. Get Started.

Our knowledgeable team is ready to help you realize your financial potential.

Find a Branch Contact Us