Visa® Credit Cards
Low Rates. High Rewards.
Access your Visa® Account
Visa® Credit Cards
Low Rates. High Rewards.
 Visa® Platinum ClassicFlex your finances with a competitive rate. |  Elite Preferred Visa® SignatureEnjoy luxury benefits and a reduced APR. | |
|---|---|---|
| Fixed rate | 11.95% APR | 9.95% APR |
| No annual fee |  | |
| 25-day grace period | | |
| ScoreCard® Rewards | | |
| Cash back | | |
| Travel accident insurance | | |
| Compatible with SecurLOCK™ Equip | | |
| Exclusive travel offers | | |
| Premium benefits | | |
| Fixed rate | 11.95% APR |
|---|---|
| No annual fee | |
| 25-day grace period | |
| ScoreCard® Rewards | |
| Cash back | |
| Travel accident insurance | |
| Compatible with SecurLOCK™ Equip | |
| Exclusive travel offers | |
| Premium benefits |
| Fixed rate | 9.95% APR |
|---|---|
| No annual fee | |
| 25-day grace period | |
| ScoreCard® Rewards | |
| Cash back | |
| Travel accident insurance | |
| Compatible with SecurLOCK™ Equip | |
| Exclusive travel offers | |
| Premium benefits | |
Calculate Your Future
Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
Calculators
Calculate Your Future
Use our convenient calculators to form your financial strategy. Estimate how much you’ll have saved in the future, how much you should contribute to savings, and more.
CalculatorsMore to Know
Shift. Save. Simplify.
Juggling multiple credit cards? Apply for an NCPD FCU Visa® Credit Card to consolidate them into one powerful card, with a low introductory 5.99% APR for six months and no balance transfer fees!
Already have one of our credit cards and want to shift other balances to your NCPD FCU Visa® Credit Card? Please fill out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Score Big With ScoreCard® Rewards
Every purchase you make with your NCPD FCU Visa® Credit Card earns ScoreCard® Rewards, which can be redeemed for special offers on merchandise, travel, experiences, and cash back!
Log in to get started.
Know Your Rights
Please review the following credit card account disclosure and agreement documents carefully.
- Visa® Platinum Classic Account Opening Disclosure
- Elite Preferred Visa® Signature Account Opening Disclosure
- Consumer Credit Card Agreement and Disclosure
If you have any questions, please
contact us.
Frequently Asked Questions
Both products offer competitive rates and benefits. The Visa® Platinum Classic offers a fixed rate of 11.95% APR, while the Elite Preferred Visa® Signature boasts a lower fixed 9.95% APR, with exclusive travel offers and premium benefits at luxury properties booked through the Visa® Signature Luxury Hotel Collection.
Learn more about what else the Elite Preferred Visa® Signature card offers.
You can register for secure online access to your account (or log in, if you’ve already registered) through the eZCard online portal.
Gaining online access to your account allows you to view your statements, make payments, and analyze your spending habits safely and with ease.
If you have customer service concerns, need to activate your card, or need to report your card lost or stolen, contact Visa® at the following phone numbers:
- Customer Service or Activation: 800-543-5073
- Report a lost or stolen Visa® Credit Card: 800-847-2911
Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
SecurLOCK™ Equip is a powerful mobile app designed to give you complete control over your credit card security. With just a few taps on your phone, you can:
- Toggle your card on/off in real time
- Set specific permissions for card use
- Lock your card to prevent fraud if it is lost or stolen
- Control spending with set limits on transactions or withdrawals
- Tailor card use for online, mobile, or in-store purchases
- Block international or specific area transactions
- Receive real-time alerts for every transaction
- Monitor spending, ideal for cards given to family members like college-bound children
Download SecurLOCK Equip™ for free from your app store and embrace the power to safeguard your card, right from the palm of your hand.
When you make a purchase with your NCPD Federal Credit Union credit card, you can earn ScoreCard® Rewards. ScoreCard® Rewards is a rewards program that allows you to earn points on qualifying purchases and redeem them for rewards like special offers on merchandise, airfare, hotels, vacation packages, and more.
Here are useful links about ScoreCard® Rewards:
If you need to open a NCPD FCU Visa® Credit Card dispute, please fill out our secure online form . Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
If you need to report an unauthorized transaction on your NCPD FCU Visa® Credit Card, please fill out our secure online form . Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request an increase to your NCPD FCU Visa® Credit Card limit by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request to add authorized users or additional cardholders to your NCPD FCU Visa® Credit Card account by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.
Online FormPrintable Form
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsFrequently Asked Questions
Both products offer competitive rates and benefits. The Visa® Platinum Classic offers a fixed rate of 11.95% APR, while the Elite Preferred Visa® Signature boasts a lower fixed 9.95% APR, with exclusive travel offers and premium benefits at luxury properties booked through the Visa® Signature Luxury Hotel Collection.
Learn more about what else the Elite Preferred Visa® Signature card offers.
You can register for secure online access to your account (or log in, if you’ve already registered) through the eZCard online portal.
Gaining online access to your account allows you to view your statements, make payments, and analyze your spending habits safely and with ease.
If you have customer service concerns, need to activate your card, or need to report your card lost or stolen, contact Visa® at the following phone numbers:
- Customer Service or Activation: 800-543-5073
- Report a lost or stolen Visa® Credit Card: 800-847-2911
Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
SecurLOCK™ Equip is a powerful mobile app designed to give you complete control over your credit card security. With just a few taps on your phone, you can:
- Toggle your card on/off in real time
- Set specific permissions for card use
- Lock your card to prevent fraud if it is lost or stolen
- Control spending with set limits on transactions or withdrawals
- Tailor card use for online, mobile, or in-store purchases
- Block international or specific area transactions
- Receive real-time alerts for every transaction
- Monitor spending, ideal for cards given to family members like college-bound children
Download SecurLOCK Equip™ for free from your app store and embrace the power to safeguard your card, right from the palm of your hand.
When you make a purchase with your NCPD Federal Credit Union credit card, you can earn ScoreCard® Rewards. ScoreCard® Rewards is a rewards program that allows you to earn points on qualifying purchases and redeem them for rewards like special offers on merchandise, airfare, hotels, vacation packages, and more.
Here are useful links about ScoreCard® Rewards:
If you need to open a NCPD FCU Visa® Credit Card dispute, please fill out our secure online form . Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
If you need to report an unauthorized transaction on your NCPD FCU Visa® Credit Card, please fill out our secure online form . Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request an increase to your NCPD FCU Visa® Credit Card limit by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request to add authorized users or additional cardholders to your NCPD FCU Visa® Credit Card account by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.
Online FormPrintable Form
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsMore for Your Life
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