New Recruits
Partners in Your Financial Journey
New Recruits
Partners in Your Financial Journey
Exclusively for police
academy recruits
$2,000
lump sum
0%
interest
2-year
repayment term
Repaid with
Payroll Deduction
Banking anywhere else would be a crime!
“Rarely any wait time – always friendly and knowledgeable.”
– Richard P.
Banking anywhere else would be a crime!
“Rarely any wait time – always friendly and knowledgeable.”
– Richard P.
More to Know
Expand Your Purchasing Power
New recruits in good standing can apply for a personal loan of up to $10,000 six months after being hired. The limit increases over time:
- Borrow up to $15,000 one year after hire date
- Borrow up to $30,000 18 months after hire date
Took a loan as soon as you were eligible? You can refinance at each interval to benefit from increased limits.
Grow With Us
Need more purchasing power? We’ve got your six. New recruits can immediately apply for NCPD FCU Visa® Credit Cards that feature competitive rates and
rewards programs.
Repay With Ease Using Payroll Deduction
New recruit loans must be repaid
through Payroll Deduction. Your loan payments of $39 will be automatically deducted from your paychecks for streamlined, convenient repayment.
Frequently Asked Questions
Become a member of NCPD Federal Credit Union by opening a Share Savings Account. Enjoy competitive rates, no fees, quality service, and valuable products when you join NCPD FCU, and advance your financial goals.
Only recruits enrolled at the police academy who are members of NCPD Federal Credit Union are eligible for the new recruit loan.
New recruits can apply for the Visa® Platinum Classic card as soon as they join NCPD Federal Credit Union. This card features a competitive fixed rate, no annual fees, and a 25-day grace period on all new purchases before payment is due. Upon approval, you’ll maximize your purchasing power and instantly earn cash back and ScoreCard® rewards, plus benefit from $250,000 in travel accident insurance.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsFrequently Asked Questions
Become a member of NCPD Federal Credit Union by opening a Share Savings Account. Enjoy competitive rates, no fees, quality service, and valuable products when you join NCPD FCU, and advance your financial goals.
Only recruits enrolled at the police academy who are members of NCPD Federal Credit Union are eligible for the new recruit loan.
New recruits can apply for the Visa® Platinum Classic card as soon as they join NCPD Federal Credit Union. This card features a competitive fixed rate, no annual fees, and a 25-day grace period on all new purchases before payment is due. Upon approval, you’ll maximize your purchasing power and instantly earn cash back and ScoreCard® rewards, plus benefit from $250,000 in travel accident insurance.
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsMore for Your Life
Have other goals? You’ve got options.
Credit Cards
Certificates
Mobile Banking
Shared Branching
Auto Loans
Individual Retirement
Accounts
Plan for your future with competitive Traditional and Roth IRA options, or save for your child’s education with a Coverdell Education IRA, also known as a Coverdell Education Savings Account.
- $5 minimum opening deposit
- Competitive rates
- Dividends declared quarterly
