New Recruits

Partners in Your Financial Journey

Embark on your new career adventure with a loan that features zero annual fees and zero interest for two years, exclusively from NCPD Federal Credit Union.
Read FAQs

New Recruits

Partners in Your Financial Journey

Embark on your new career adventure with a loan that features zero annual fees and zero interest for two years, exclusively from NCPD Federal Credit Union.
Read FAQs

Exclusively for police academy recruits

Up to $5,000

0% interest

2-year repayment term

Repaid with Payroll Deduction

Banking anywhere else would be a crime!

 

“Always above and beyond—cordial, knowledgeable, and friendly.”

– Chris M.

“I had a great experience with my car loan. All the tellers at Mineola are always so kind and helpful.”

– Lilly P.

“Just overall helpful and friendly every time I need something.”

– Kerry C.

“Thank you, Dinora Canales Reyes, for being such a wonderful teller.”

– Lisa Ann M.

“Excellent service from both the front desk and bank office.”

– Michael D.

Share Your Thoughts

Banking anywhere else would be a crime!

 

“Always above and beyond—cordial, knowledgeable, and friendly.”

– Chris M.

“I had a great experience with my car loan. All the tellers at Mineola are always so kind and helpful.”

– Lilly P.

“Just overall helpful and friendly every time I need something.”

– Kerry C.

“Thank you, Dinora Canales Reyes, for being such a wonderful teller.”

– Lisa Ann M.

“Excellent service from both the front desk and bank office.”

– Michael D.

Share Your Thoughts

More to Know

Expand Your Purchasing Power

New recruits in good standing can apply for a personal loan of up to $10,000 six months after being hired. The limit increases over time:

  • Borrow up to $15,000 one year after hire date
  • Borrow up to $30,000 18 months after hire date

Took a loan as soon as you were eligible? You can refinance at each interval to benefit from increased limits.

Learn More

Repay With Ease Using Payroll Deduction

New recruit loans must be repaid
through Payroll Deduction. Your loan payments of $39 will be automatically deducted from your paychecks for streamlined, convenient repayment.

Learn More

Frequently Asked Questions

 

Become a member of NCPD Federal Credit Union by opening a Share Savings Account. Enjoy competitive rates, no fees, quality service, and valuable products when you join NCPD FCU, and advance your financial goals.

Learn More

 

Only recruits enrolled at the police academy who are members of NCPD Federal Credit Union are eligible for the new recruit loan.

 

Get Answers. Get Started.

Our knowledgeable team is ready to help you realize your financial potential.

Find a Branch Contact Us

Frequently Asked Questions

 

Become a member of NCPD Federal Credit Union by opening a Share Savings Account. Enjoy competitive rates, no fees, quality service, and valuable products when you join NCPD FCU, and advance your financial goals.

Learn More

 

Only recruits enrolled at the police academy who are members of NCPD Federal Credit Union are eligible for the new recruit loan.

 

Get Answers. Get Started.

Our knowledgeable team is ready to help you realize your financial potential.

Find a Branch Contact Us