Visa® Credit Cards
More Rewards, Same Great Rates
Visa® Credit Cards
More Rewards, Same Great Rates

![]() Visa® ClassicFlex your finances with a competitive rate. | ![]() Visa® SignatureEnjoy lower rates and enhanced perks. | ![]() Visa® EliteEarn exclusive rewards for everyday spending. | |
---|---|---|---|
Fixed Rate | 11.95% | 9.95% | 9.95% |
Rewards | 1 point per $1 spent | 1.25 points per $1 spent | 1.25 points per $1 spent |
Bonus Rewards | 2x points on gas, grocery, and restaurant purchases | ||
No Annual Fee | |||
Contactless Payments | |||
Fraud Protection | |||
Card Controls | |||
Cash Back | |||
Travel Accident Insurance | |||
Exclusive Travel Offers | |||
Premium Benefits | |||
Fixed Rate | 11.95% |
---|---|
Rewards | 1 point per $1 spent |
Bonus Rewards | |
No Annual Fee | |
Contactless Payments | |
Fraud Protection | |
Card Controls | |
Cash Back | |
Travel Accident Insurance | |
Exclusive Travel Offers | |
Premium Benefits |
Fixed Rate | 9.95% |
---|---|
Rewards | 1.25 points per $1 spent |
Bonus Rewards | |
No Annual Fee | |
Contactless Payments | |
Fraud Protection | |
Card Controls | |
Cash Back | |
Travel Accident Insurance | |
Exclusive Travel Offers | |
Premium Benefits |
Fixed Rate | 9.95% |
---|---|
Rewards | 1.25 points per $1 spent |
Bonus Rewards | 2x points on gas, grocery, and restaurant purchases |
No Annual Fee | |
Contactless Payments | |
Fraud Protection | |
Card Controls | |
Cash Back | |
Travel Accident Insurance | |
Exclusive Travel Offers | |
Premium Benefits |
More to Know


Know Your Rights
Please review the following credit card account disclosure and agreement documents carefully. If you have any questions, please contact us.
Visa® Classic Visa® Signature Visa® Elite All Visa® Cards
NCPD FCU Rewards
All NCPD FCU credit cards earn points on purchases through our upgraded rewards program.
Use your points for:
- Travel
- Merchandise
- And more!

Cards Control App
Manage your card anytime with the NCPD FCU Cards Control app. Lock and unlock your card, set spending alerts, and stay in control, wherever you go.
Members can download the app from the Apple App Store or the Android Google Play Store.
Frequently Asked Questions
NCPD FCU offers three Visa® Credit Cards to match your financial needs.
- Visa® Classic provides dependable spending power, a fixed 11.95% APR, no annual fee, and everyday rewards.
- Visa® Signature offers enhanced rewards, premium benefits, and a lower fixed 9.95% APR.
- Visa® Elite is invitation-only and reserved for members who spend $20,000 or more annually. It offers elevated rewards, including 2x points on gas, grocery, and restaurant purchases.
You can access your account through Online Banking, NCPD FCU Cards Online or the NCPD FCU Cards Control App.
Once logged in, you can view your statements, make payments, and monitor your spending. It’s all in one place.
For questions about your card, or to report it lost or stolen, call 516-938-0300 anytime. NCPD FCU offers 24/7 support for card activation, fraud concerns, travel notifications, and more.
You can also contact the numbers listed on the back of your card:
- Classic: 800-350-9571
- Signature & Elite: 800-349-8517
- Debit: 844-671-5073
Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
The NCPD FCU Cards Control app is a mobile tool that lets you manage your credit card in real time. With just a few taps, you can:
- Lock or unlock your card
- Set transaction alerts and spending limits
- Control where and how your card is used
- Track purchases and manage card access for family members
Download the app for free from your app store to stay in control wherever you go.
When you make a purchase with your NCPD Federal Credit Union credit card, you earn points through NCPD FCU Rewards. Use your points for merchandise, travel, gift cards, and more.
You can view your balance, explore rewards, and redeem points through your Online Banking Account.
If you need to open a NCPD FCU Visa® Credit Card dispute, please fill out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request an increase to your NCPD FCU Visa® Credit Card limit by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request to add authorized users or additional cardholders to your NCPD FCU Visa® Credit Card account by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.
Online FormPrintable Form
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsFrequently Asked Questions
NCPD FCU offers three Visa® Credit Cards to match your financial needs.
- Visa® Classic provides dependable spending power, a fixed 11.95% APR, no annual fee, and everyday rewards.
- Visa® Signature offers enhanced rewards, premium benefits, and a lower fixed 9.95% APR.
- Visa® Elite is invitation-only and reserved for members who spend $20,000 or more annually. It offers elevated rewards, including 2x points on gas, grocery, and restaurant purchases.
You can access your account through Online Banking, NCPD FCU Cards Online or the NCPD FCU Cards Control App.
Once logged in, you can view your statements, make payments, and monitor your spending. It’s all in one place.
For questions about your card, or to report it lost or stolen, call 516-938-0300 anytime. NCPD FCU offers 24/7 support for card activation, fraud concerns, travel notifications, and more.
You can also contact the numbers listed on the back of your card:
- Classic: 800-350-9571
- Signature & Elite: 800-349-8517
- Debit: 844-671-5073
Yes, you can transfer a balance from another financial institution to your existing NCPD FCU Visa® Credit Card by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
The NCPD FCU Cards Control app is a mobile tool that lets you manage your credit card in real time. With just a few taps, you can:
- Lock or unlock your card
- Set transaction alerts and spending limits
- Control where and how your card is used
- Track purchases and manage card access for family members
Download the app for free from your app store to stay in control wherever you go.
When you make a purchase with your NCPD Federal Credit Union credit card, you earn points through NCPD FCU Rewards. Use your points for merchandise, travel, gift cards, and more.
You can view your balance, explore rewards, and redeem points through your Online Banking Account.
If you need to open a NCPD FCU Visa® Credit Card dispute, please fill out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request an increase to your NCPD FCU Visa® Credit Card limit by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch.
Online FormPrintable Form
You can request to add authorized users or additional cardholders to your NCPD FCU Visa® Credit Card account by filling out our secure online form. Alternatively, you can fill out our PDF form and mail it to 777 Old Country Road, Plainview, NY 11803 or return it to your branch. A member of our service team will contact you once your request is processed. It’s important to ensure that you understand the responsibilities of adding an authorized user. Please speak to a member service representative at NCPD FCU if you have any questions.
Online FormPrintable Form
Get Answers. Get Started.
Our knowledgeable team is ready to help you realize your financial potential.
Find a Branch Contact UsMore for Your Life
Have other goals? You’ve got options.
HELOC
Auto Loans
Certificates
Mobile Banking
Checking

Personal Loans
Big plans? Surprise expenses? Navigate a smoother financial journey with the right loan:
- Personal loans up to $30,000
- Flexible repayment terms up to 8 years
- Competitive variable APR