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Vehicle Loans

New Auto

Looking to purchase a new car? NCPD Federal Credit Union has the lower rates, lower payments and great terms you want.

  • Rates as low as 2.50% APR*!

  • NCPD Federal Credit Union will finance 100% of MSRP for new vehicles up to $80,000 or up to $90,000 for 90% financing

  • Payment terms up to 96 months

  • Check with us to see if you can save by refinancing your current dealership loan

  • Easy payment options including payroll deduction

  • New Auto Loan Request Form

Used Auto

Looking to purchase a used car or just want to refinance to a lower monthly payment? NCPD Federal Credit Union has options and low rates for you.

  • Rates as low as 2.90% APR*!

  • NCPD Federal Credit Union will finance 90% of sale price for pre-owned vehicles up to $50,000 or up to $60,000 for 80% financing

  • Payment terms up to 72 months

  • We can refinance your dealer loan

  • Loans available for both dealer and private purchases

  • Easy payment options including payroll deduction

  • Used Auto Loan Request Form

Motorcycle

We have motorcycle loans for both new and pre-owned purchases! 

  • Rates as low as 3.50% APR*!

  • NCPD Federal Credit Union will finance 100% of MSRP for new motorcycles up to $60,000

  • NCPD Federal Credit Union will finance 90% of sale price for pre-owned motorcycle up to $50,000 or up to $60,000 for 80% financing

  • Payment terms up to 72 months for new and up to 60 months for pre-owned motorcycle purchases

  • We can refinance your dealer loan

  • Loans available for both dealer and private purchases

  • Easy payment options including payroll deduction

  • Motorcycle Loan Request Form

Boat

Love to be on the water and in the market to buy a new boat? We have great rates and flexible terms on boat loans.

  • Rates as low as 4.00% APR*

  • You can finance up to $150,000 for a new boat or $75,000 for a pre-owned boat

  • Payment terms up to 120 months

  • Maximum term is 11 years combined age of boat and loan term

  • Boat Loan Request Form

Recreational Vehicle

Like to explore the great outdoors? Let NCPD Federal Credit Union help you in financing your dream Recreational Vehicle^, so you can begin your big adventure.

  • Rates as low as 4.00% APR*

  • Finance up to $150,000 for a new recreational vehicle or $75,000 for a pre-owned recreational vehicle

  • Payment terms up to 120 months

  • Maximum term is 11 years combined age of RV and loan term

  • Recreational Vehicle Loan Request Form

 

*APR is Annual Percentage Rate. See Credit Union for details.

^A recreational vehicle is defined as a motorized or towable vehicle that combines transportation and temporary living quarters for travel, recreation and camping. RVs do not include mobile homes, off-road vehicles, snowmobiles or conversion vehicles.