Effective through 12-31-14
| Savings Rates | Rate | APY* |
| Regular Savings | 0.75% | 0.76% |
| Checking | 0.00% | 0.00% |
| Holiday Club | 0.75% | 0.76% |
| IRAs | 1.25% | 1.26% |
| Loan Rates | APR** |
| Visa Platinum Premium | 9.95% fixed |
| Visa Platinum Classic | 11.95% fixed |
| Signature Loan | 7.00% variable |
| New Auto: | as low as 1.75% |
Rates subject to change.
* APY= Annual Percentage Yield
** APR = Annual Percentage Rate
* APY= Annual Percentage Yield
** APR = Annual Percentage Rate
