Online Banking Access
Great Rates
    Effective through 3-31-15 
Savings Rates Rate APY*
Regular Savings 0.75% 0.76%
Checking 0.00% 0.00%
Holiday Club 0.75% 0.76%
IRAs 1.25% 1.26%
Loan Rates APR**
Visa Platinum Premium 9.95% fixed
Visa Platinum Classic 11.95% fixed
Signature Loan 7.00% variable
New Auto: as low as 1.75%
Rates subject to change.
* APY= Annual Percentage Yield
** APR = Annual Percentage Rate


Due to the excessive fraud on our ATM Quikdraw Cards, the daily limit for ATM withdrawals using an ATM Quikdraw Card has been lowered to $300.00 effective immediately.  The daily limit for ATM withdrawals using our Visa Debit Card has not been changed. 

The above limit changes are not in response to an email that was sent regarding a local credit union that was recently "hacked".  Please be assured that NCPD FCU was not the target of the hack being referenced in the email.  



Simplify Your Life


  • Home Equity Line of Credit
  • Visa Classic/Gold Cards
  • Free Bill Pay w/Online Banking
  • Free Checking
  • Vehicle Loans