Current Savings Rates
  Dividend Rate
APY
Minimum Dividend
Amount
Savings
4.00%
4.06%
$   5.00
Checking
.50%
.50%
$100.00
Holiday Club
4.00%
4.06%
$   5.00


Current IRA Rates
  Dividend Rate
APY
Minimum Dividend
Amount
Traditional IRA
4.50%
4.58%
$5.00
Roth IRA
4.50%
4.58%
$5.00



Current Loan Rates

 
Term
APR
Personal Loan  
9.25% variable
New Auto/Motorcycle
3 year fixed
4.50%
4 year fixed
4.75%
5 year fixed
5.00%
6 year fixed
5.00%
Used Auto
2 year fixed
5.50%
3 year fixed
6.00%
4 year fixed
6.50%
5 year fixed
7.00%
New Boat Loan
1-3 year fixed
6.48%
4 year fixed
6.98%
5 year fixed
7.48%
6-7 year fixed
7.98%
8-9 year fixed
8.48%
10 year fixed
8.98%
Used Boat Loan
1-3 year fixed
6.98%
4 year fixed
7.48%
5 year fixed
7.98%
6 year fixed
8.48%
7 year fixed
8.98%
8 year fixed
9.48%
Share Secured
1-3 year fixed
5.00%
4 year fixed
5.50%
5 year fixed
6.25%
6 year fixed +
6.75%
Computer Loans
12 months
6.50%
24 months
6.75%
36 months
6.95%
Visa Classic
25-day grace period/no annual fee
9.99% fixed
Visa Gold
25-day grace period/no annual fee
7.99% fixed
2nd Mortgage
Fixed Rate
Adjustable
9.50%
Variable Home Equity LOC
Based on Prime
8.25%
First Mortgages
15 Year Fixed Rate
5.90%
30 Year Fixed Rate
6.15%
One-year Adjustable
6.05%
5 + 1 Mortgage First 5 years fixed 5.65%
First 5 years
One year Adj.
Next 25 years
7 + 1 Mortgage First 7 years fixed 5.90%
First 7 years
One year Adj.
Next 23 years