Home Equity Loans

NCPD FCU offers two types of Home Equity Loans:

Home Equity Line of Credit

Members may borrow up to 75% of the appraised value of their home less any outstanding mortgages. The minimum loan amount is $25,000. LOC loans have a 10-year draw and a 15-year payback. Rate is based on Prime and may change quarterly.

Fixed Rate Second Mortgage

Members may borrow up to 75% of the appraised value of their home less any outstanding mortgages. Members may be approved for a loan of up to $100,000 with a minimum of $25,000. Term is 15 years.

Try our Loan Calculator to calculate bi-weekly or monthly payments.

Check out our current rates on our rate board.

This web site is the property of NCPD FCU and is restricted to authorized users.
Unauthorized access or use may constitute a crime punishable by law.