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Loans

Mortgages

First Mortgage

Our very competitive fixed rate mortgages offer terms of 15 and 30 years with as little as 15% down. We also offer 5/1 and 7/1 Adjustable Rate Mortgages with 30 year terms. Property must be located in Nassau, Suffolk, Queens, Manhattan, Bronx, Brooklyn, Staten Island, Kings or Westchester County.

Second Mortgage

You may borrow up to 75% of the appraised value of your home less any first mortgage balance. Minimum loan amount is $25,000 and the maximum term is 15 years.

Home Equity Line of Credit

Borrow up to 75% of the appraised value of your home less any first mortgage balance. Minimum loan amount is $25,000. LOC loans have a 10-year draw period and a 15-year repayment period. Interest Rate is the Prime Rate as published in the "Money Rates" section of the Wall Street Journal and may change monthly.